SCHEME NO. : 5

 

  1.

Name of the Scheme

HOTELS & TOURISM RELATED ACTIVITIES - HERITAGE HOTELS, MIDWAYS, MOTELS, RESTAURANT, AMUSEMENT PARKS, ROPEWAYS, WATER PARKS, RESORTS, CLUBS, BOATING, WATER GAMES, ETC.

 

  2.

Purpose of Loan

 

§        Construction of new hotel/motel/ midway/restaurant.

§        Expansion/renovation

§        Converting old forts & palaces into heritage hotels.

§        Plant & equipment, electrification, air conditioning, furniture & fixtures, health club, swimming pool, indoor sport facilities, shopping arcade, garden equipment and other essential amenities.

 

  3.

Eligibility Criteria

 

Assistance under the scheme will be available to the promoters/ concern(s) having:

 

i. clear, valid and mortgageable land title.

 

ii. building plan approval and NOC from

local authority.

 

iii. assistance under the scheme may be availed for purchase of land, construction of building, purchase of plant & machinery, furniture/ fixtures, etc.

 

  4.

Loan Limit

 

Rs. 4.00 crores. Loans of higher amount considered on selective basis on merits.

  5.

Security Margin

 

Minimum 25%

  6.

Promoters' Contribution

 

Minimum 30%

  7.

Debt Equity Ratio

 

1.5: 1

 

  8.

Interest Rate

 

Prevailing interest rate.

 

  9.

Repayment Period

 

Upto 8 years in quarterly installments including moratorium period of 1-2 years.

 

10.

Rebate on Timely Payment

 

As per prevailing policy - 2% wef 16.07.2009.